Mobile Home Financing ApplicationDonald Spoon2021-12-09T11:49:03-06:00 [vc_row][vc_column] Application Date:* MM slash DD slash YYYY Seller Name:* Property will be:*Primary ResidenceNon Primary ResidenceInvestment/RentalPurpose of loan:*Purchase home onlyPurchase home and landRefinanceLand onlyDown PaymentProposed Down Payment: $* Source of Down Payment:*SavingsCheckingCash on HandLoanIs this a Gift? Yes If gift, from whom: Other: Description Using land as down payment. Value: $ Payoff if any $ Date Acquired: Land Purchase Price: Whose land is it? Will home be placed on this property? Yes No A minimum of 5% is required. A down payment greater than 5% increases the likelihood of approval and may result in a lower interest rate.PropertyStreet Address where home will be located:* Street Address Address Line 2 City State / Province / Region ZIP / Postal Code AfghanistanAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua and BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBonaire, Sint Eustatius and SabaBosnia and HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBrunei DarussalamBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos IslandsColombiaComorosCongoCongo, Democratic Republic of theCook IslandsCosta RicaCroatiaCubaCuraçaoCyprusCzechiaCôte d'IvoireDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard Island and McDonald IslandsHoly SeeHondurasHong KongHungaryIcelandIndiaIndonesiaIranIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKorea, Democratic People's Republic ofKorea, Republic ofKuwaitKyrgyzstanLao People's Democratic RepublicLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestine, State ofPanamaPapua New GuineaParaguayPeruPhilippinesPitcairnPolandPortugalPuerto RicoQatarRomaniaRussian FederationRwandaRéunionSaint BarthélemySaint Helena, Ascension and Tristan da CunhaSaint Kitts and NevisSaint LuciaSaint MartinSaint Pierre and MiquelonSaint Vincent and the GrenadinesSamoaSan MarinoSao Tome and PrincipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia and the South Sandwich IslandsSouth SudanSpainSri LankaSudanSurinameSvalbard and Jan MayenSwedenSwitzerlandSyria Arab RepublicTaiwanTajikistanTanzania, the United Republic ofThailandTimor-LesteTogoTokelauTongaTrinidad and TobagoTunisiaTurkmenistanTurks and Caicos IslandsTuvaluTürkiyeUS Minor Outlying IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVenezuelaViet NamVirgin Islands, BritishVirgin Islands, U.S.Wallis and FutunaWestern SaharaYemenZambiaZimbabweÅland Islands Country Site of Placement:* Owned Property with no lien Owned Property Land Contract/Mortgage Trust Deed Leased Family Land Community Reservation Information on the Land Lease Community, Land Owner Name, Tribe name if home is to be placed on a Reservation, or the mortgage holder:Name: Phone Number:Monthly Site Payment: $ Is the site rent scheduled to increase over the next four years? If, please explain. Applicant InformationApplicant's Email:* Applicant's Full Name:* Mr.Mrs.MissMs.Dr.Prof.Rev. Prefix First Middle Last Suffix Sex: (Optional) Male Female Marital Status:* Married Unmarried Separated Number of Dependents:*Please enter a number from 0 to 25.Dependant Ages: Applicant's Current Street Address:* Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code 3 Years Residence Required, attach supplement if needed.County:* Mailing Address (if different from physical): Home Phone:Cell Phone:How long at present address?* XX Yrs XX MoOwnership:* Homeowner* Renter Parent Other If homeowner, what do you intend to do with the existing home? Monthly Mortgage/Rent Payment:* Name of Mortgage Holder or Landlord: Mortgage Holder or Landlord Telephone:Previous Address (if current address is less than 3 years): Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code How long at previous address? Name of Mortgage Holder or Landlord: Mortgage Holder or Landlord Telephone:Name of nearest relative NOT living with you: Relationship: Relative Phone:Would you like to add a co-applicant for a JOINT application? No Yes Co-Applicant InformationCo-Applicant's Email:* Co-Applicant's Full Name:* Mr.Mrs.MissMs.Dr.Prof.Rev. Prefix First Middle Last Suffix Co-Applicant's SSN:* Sex: (Optional) Male Female Marital Status:* Married Unmarried Separated Number of Dependents:*Please enter a number from 0 to 25.Dependant Ages: Co-Applicant's Current Street Address:* Street Address Address Line 2 City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State ZIP Code 3 Years Residence Required, attach supplement if needed.County:* Mailing Address (if different from physical) Home Phone:Cell Phone:How long at present address?* XX Yrs XX MoOwnership:* Homeowner* Renter Parent Other If homeowner, what do you intend to do with the existing home? Monthly Mortgage/Rent Payment:* Name of Mortgage Holder or Landlord: Mortgage Holder or Landlord Telephone:Name of nearest relative NOT living with you: Relationship: Relative Phone:Applicant's Employment HistoryMinimum Three Years, attach supplement if neededCurrent Employer:* Position Held:* Self-Employed:* Yes No Date Started:* MM slash DD slash YYYY Address:* City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Supervisor Name:* First Last Supervisor Phone:*Supervisor Email: How are you paid? Hourly Rate Weekly Salary Bi-Weekly Salary Monthly Salary Hourly Rate: Weekly, Bi-Weekly, or Mothly Salary: Do you receive bonuses?* Yes No How often? How much in bonuses over the last 12 months? $ Do you receive commission?* Yes No How often? How much in commission over the last 12 months? $ Do you consistently receive overtime?* Yes No How often? How much in overtime over the last 12 months? $ Add previous employment?* Yes No Previous Employment2nd or Previous Employer:* Position Held:* Self-Employed:* Yes No Date Started:* MM slash DD slash YYYY Date Left:* MM slash DD slash YYYY Address:* City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Supervisor Name:* First Last Supervisor Phone:*Income:* Add previous employment (3rd)?* Yes No Previous Employment3rd or Previous Employer:* Position Held:* Self-Employed:* Yes No Date Started:* MM slash DD slash YYYY Date Left:* MM slash DD slash YYYY Address:* City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Supervisor Name:* First Last Supervisor Phone:*Income:* Please provide an explanation for any job gaps greater than 30 days.Co-Applicant's Employment HistoryMinimum Three Years, attach supplement if neededCurrent Employer:* Position Held:* Self-Employed:* Yes No Date Started:* MM slash DD slash YYYY Address: City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Supervisor Name:* Prefix First Last Suffix Supervisor Phone:*Supervisor Email: How are you paid? Hourly Rate Weekly Salary Bi-Weekly Salary Monthly Salary Hourly Rate: Weekly, Bi-Weekly, or Mothly Salary: Do you receive bonuses?* Yes No How often? How much in bonuses over the last 12 months? $ Do you receive commission?* Yes No How often? How much in commission over the last 12 months? $ Do you consistently receive overtime?* Yes No How often? How much in overtime over the last 12 months? $ Add previous employment?* Yes No Previous Employment2nd or Previous Employer:* Position Held:* Self-Employed:* Yes No Date Started:* MM slash DD slash YYYY Date Left:* MM slash DD slash YYYY Address: City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Supervisor Name:* Prefix First Last Suffix Supervisor Phone:*Income:* Add previous employment (3rd)?* Yes No Previous Employment3rd or Previous Employer:* Position Held:* Self-Employed:* Yes No Date Started:* MM slash DD slash YYYY Date Left:* MM slash DD slash YYYY Address: City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Supervisor Name:* Prefix First Last Suffix Supervisor Phone:*Income:* Please provide an explanation for any job gaps greater than 30 days.Applicant's Other IncomeChild Support Monthly Amount Ages of Children Alimony or Separate Maintenance Duration Other Source How Long: Monthly Amount: Co-Applicant's Other IncomeChild Support Monthly Amount Ages of Children Alimony or Separate Maintenance Duration Other Source How Long: Monthly Amount: Asset and Credit InformationApplicant Bank Name* Bank Address:* City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Account Type:* Balance: $* Co-Applicant Bank Name* Bank Address:* City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Account Type:* Balance: $* Retirement/401K with: Location:* City AlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces Pacific State Account Type:* Balance: $* Auto #1 Yr/Make: Value: $ Lender: Payment: $ Balance: $* Auto #2 Yr/Make: Value: $ Lender: Payment: $ Balance: $* Other Asset: Value: $ Lender: Payment: $ Balance: $* Other Real Estate Owned: Value: $ Lender: Payment: $ Balance: $* Other Real Estate Owned: Value: $ Lender: Payment: $ Balance: $* Are you a co-maker or guarantor on a note? No Yes If Yes, for whom? Creditor: Monthly Payment: $ Applicant Debts/ObligationsAlimony/Maintenance: $ Expiration Date: MM slash DD slash YYYY Garnishment: $ Expiration Date: MM slash DD slash YYYY Child Support: $ List Ages of Children: Co-Applicant Debts/ObligationsAlimony/Maintenance: $ Expiration Date: MM slash DD slash YYYY Garnishment: $ Expiration Date: MM slash DD slash YYYY Child Support: $ List Ages of Children: Other Extraordinary Recurring ExpensesList items that have a significant impact to your budget. Estimate Monthly AmountsIf you drive more than 20 miles each way to work everyday, what is your monthly fuel and maintenance expense other than your car payment? Child Care Expense: Other: Other: You are not required to disclose these amounts if you do not wish to have them considered as a basis in analyzing your ability to undertake or repay this debt.Assistance: $ Assistance: $ Eligibility QuestionsIf the answer is "yes" to any of the question (1-5), explain on attached sheet. Enter Y (yes) or N (no) for Borrower and/or Co-Borrower1. Are you a U.S. Citizen?* Yes No 2. Are you a permanent resident alien?* Yes No 3. Have you declared bankruptcy within the last 10 years?* Yes No If Yes, when? MM slash DD slash YYYY 4. Have you had any judgments, repossessions, garnishments, or other legal proceedings filed against you in the past 7 years??* Yes No 5. Do you have any past due obligations to or insured by any agency of the Federal Government?* Yes No 1. Are you a U.S. Citizen?* Yes No 2. Are you a permanent resident alien?* Yes No 3. Have you declared bankruptcy within the last 10 years?* Yes No 4. Have you had any judgments, repossessions, garnishments, or other legal proceedings filed against you in the past 7 years??* Yes No 5. Do you have any past due obligations to or insured by any agency of the Federal Government?* Yes No Additional DisclosuresCalifornia: An applicant, if married, may apply for a separate account. It is illegal to discriminate in the provision of availability of financial assistance for the purpose of the purchase, construction, rehabilitation of any one to four unit family residences occupied by the owner and for the purpose of the house improvement of any one to four unit family residence by considering: 1. Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or 2. Race, color, religion, sex, marital status, national origin or ancestry. It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. If you have questions about your rights, or if you wish to file a complaint, contact the Lender or the California Department of Corporations at: 320 West 4th St, Ste 750, Los Angeles, CA 90013, or 1390 Market St, Ste 810 San Francisco, CA 94102 New York and Vermont: In connection with your application for credit, a consumer report may be requested in connection with such application. Upon request, you will be informed whether a consumer report was requested, and if such report was requested, informed of the name and address of the consumer reporting agency that furnished the report. If your application is granted, subsequent consumer reports may be requested or utilized in connection with any updates, renewal or extension of the credit for which application was made or for any other legitimate purpose associated with the account. Ohio: The Ohio laws against discrimination requires that all creditors make credit equally available to all creditworthy customers and that credit reporting maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Wisconsin: No provision of a marital property agreement, a unilateral statement under Wisc. Stat. 766.59 or a court decree under Wisc. Stat. 766.70 adversely affects the interest of the creditor unless the creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement, or decree of has actual knowledge of the adverse provision when the obligation to the creditor is incurred. NON-APPLICANT SPOUSE WAIVER OF NOTICE: I agree to waive notice of any extension of credit in connection with this application: Non-applicant Spouse:____________________________ Date_____________________ Additional disclosures may be required for the following states: Texas, New York, Ohio, Oregon. These documents are separate from this application and must be submitted with the application for the lender to process your request. Each of the undersigned specifically represents to Lender and to Lender's actual or potential agents, brokers, processors, attorneys, insurers, servicers, successors and assigns and agrees and acknowledges that: (1) the information provided in this application is true and correct as of the date set forth opposite my signature and that any intentional or negligent misrepresentation of the information contained in the application may result in civil liability, including monetary damages, to any person who may suffer any loss due to reliance upon any misrepresentation that I have made on this application, and/or in criminal penalties including, but not limited to, fine or imprisonment or both under the provision of Title 18, United States Code, Sec. 1001, et seq.; (2) the loan requested pursuant to the application (the "Loan") will be secured by a mortgage of deed of trust on the property described herein; (3) the property will not be used for any illegal or prohibited purpose or use; (4) all statements made in the application are made for the purpose of obtaining a residential mortgage loan; (5) the property will be occupied as indicated herein; (6) any owner or servicer of the Loan may verify or re-verify any information contained in the application from any source named in the application, and Lender, its successors or assigns may retain the original and/or electronic record of the application, even if the Loan in not approved; (7) the Lenders and its agents, brokers, insurers, servicers, successors, and assigns may continuously rely on the information contained in the application, and I am obligated to amend and/or supplement the information provided in the application if any of the material facts that I have represented herein should change prior to the closing of the Loan; (8) in the event my payments on the Loan become delinquent, the owner or servicer of the Loan may, in addition to any other rights and remedies that it may have relating to such delinquency, report my name and account information to one or more consumer credit reporting agencies; (9) ownership of the Loan and / or administration of the Loan account may be transferred with such notice as may be required by law; (10) neither Lender nor its agents, brokers, insurers, servicers, successors, or assigns has made any representation or warranty, expressed or implied, to me regarding the property or the condition or value of the property; and (11) my transmission of the application as an "electronic record" containing my "electronic signature" as those terms are defined in applicable federal and/or state laws (excluding audio and video recordings), or my facsimile transmission of the application containing a facsimile of my signature, shall be as effective, enforceable and valid as if a paper version of the application were delivered containing my original signature. I give permission to Lender to investigate my credit and employment history and authorize my employer, landlord, depository institution, and credit company to release information about me. I acknowledge that my dealer is neither a broker nor a credit grantor. This application may be considered withdrawn if I do not inquire about its status within 30 days of the date of this notice. Consent of Disclosures - Borrower* I acknowledge and accept these DisclosuresEntering your consent here is the same as a physical signature.Consent of Disclosures - Co-Borrower* I acknowledge and accept these DisclosuresEntering your consent here is the same as a physical signature.File Attachments Drop files here or Select files Max. file size: 8 MB, Max. files: 5. Demographic Information of Applicant and Co-Applicant Δ [/vc_column][/vc_row]