About Hub City Lending

Hub City Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, Hub City Lending, with its relationships with national lenders, can usually find you the financing you need.

Apply for a Mortgage

Using Our Secure Application

Hub City Lending NMLS #1744962 | Donald Spoon NMLS #1743440

Apply for Business Financing

Using Our Secure Application

Apply for Equipment Financing

Using Our Secure Application

Hub City Lending Blog

commercial-mortgage-backed-securities
Commercial Mortgage-Backed Securities

Commercial Mortgage-Backed Securities The following article with cover all aspects of Commercial Mortgage-Backed Securities including: What is a Commercial Mortgage-Backed Securities, How do Commercial Mortgage-Backed Securities work, Types of Commercial Mortgage-Backed Securities  and Commercial Mortgage-Backed Securities FAQs. What Are Commercial Mortgage-Backed Securities? Commercial mortgage-backed securities

dept-service-coverage-ratio
Debt Service Coverage Ratio

Debt Service Coverage Ratio The following article with cover all aspect of  Debt Service Coverage Ratio including: What are Debt Service Coverage Ratio, How do Debt Service Coverage Ratio work, Types of  Debt Service Coverage Ratio and Debt Service Coverage Ratio FAQs.   What Is

Investors
Investors

Investors The following article with cover all aspect of  Investors including: What are Investors, How do Investors  work, Types of  Investors and Investors FAQs. What are Investors? Individuals or entities (such as businesses or mutual funds) who invest money with the hope of making a

Real Estate Investing
Real Estate Investing

Real Estate Investing The following article with cover all aspects of Real Estate Investing including: What is a Real Estate Investing, How do Real Estate Investing work, Types of Real Estate Investing  and Real Estate Investing FAQs. What Is Real Estate Investing? It is possible

Loan To Value Ratio
Loan To Value Ratio

Loan To Value Ratio The following article with cover all aspect of Loan To Value (LTV) Ratio including: What is a Loan To Value Ratio, How does LTV Ratio works, Types of LTV Ratio and LTV Ratio FAQs. What Is Loan To Value Ratio? Financial institutions

liquid assets
Liquid Assets

Liquid Assets The following article with cover all aspect of Liquid Assets including: What is a Liquid Assets, How does Liquid Asset work, Types of Liquid Assets and Liquid Assets FAQs. What are the Liquid Assets? Liquid assets are those that can be swiftly and

annual-revenue
Annual Revenue

Annual Revenue The following article with cover all aspect of Annual Revenues including: What is an Annual Revenue, How does Annual Revenue work, Types of Annual Revenues and Annual Revenue FAQs. What Is An Annual Revenue? The total amount of money a business brings in

financial-statement
Financial Statements

Financial Statements The following article with cover all aspect of Financial Statements  including: What is a Financial Statement, How do Financial Statements work, Types of Financial Statements and Financial Statements FAQs. What Are Financial Statements? A financial statement is a document detailing the activities and

What Is A Hard Money?
Hard Money

Hard Money The following article with cover all aspect of Hard Money including: What is a Hard Money, How do Hard Money works, Types of Hard Money and Hard Money FAQs. What Is A Hard Money? A common form of lending in real estate investing

face-value
Face Value

Face Value The following article with cover all aspect of Face Value including: What is a Face Value, How do Face Values work, Types of Face Values and Face Values FAQs. What Is A Face Value? A financial concept known as “face value” refers to

loan-term
Loan Term

What Is A Loan Term? The length of a loan, or the time it takes to be fully repaid when the borrower is making scheduled payments, is referred to as the loan term. The length of the loan, or its term, is determined by how

receivable
Receivables

Receivables The following article with cover all aspect of Receivables including: What is a Receivables, How do Receivables work, Types of Receivables and Receivables FAQs.   What Are Receivables? Receivables, also known as accounts receivable, are sums owing to a business by its clients for

invoices
Invoice

Invoice The following article with cover all aspect of Invoice including: What is a Invoice, How do Invoices work, Types of Invoices and Invoices FAQs.   What Is An Invoice? A time-stamped commercial document known as an invoice lists the specifics of a transaction between

Funding
Funding

Funding The following article with cover all aspect of Funding including: What is a Funding, How do Fundings work, Types of Fundings and Fundings FAQs. What Is Funding? The purpose of a fund is to set aside funds for a specific purpose. For instance, a

Down Payment
Down Payment

Down Payment The following article with cover all aspect of Down Payment including: What is a Down Payment, How do Down Payment work, Types of Down Payments and Down Payments FAQs. What Is A Down Payment? A down payment is a quantity of money that

Investment
Investment

Investment The following article with cover all aspect of Investments including: What is an Investment, How do Investments work, Types of Investments and Investments FAQs. What Is An Investment? A purchase made with the intention of creating income or capital growth is known as an

Credit Score
Credit Score

Credit Score The following article with cover all aspect of Credit Score including: What is an  Credit Score, How do a Credit Score works, Types of Credit Scores and Credit Scores FAQs. What Is A Credit Score? A credit score is a three-digit figure that

Obligation
Obligation

Obligation The following article with cover all aspect of Obligations including: What is a Obligation, How do Obligations work, Types of Obligations and Obligations FAQs.   What Is The Definition Of Obligation? Simply, obligation refers to the responsibility of a party to fulfill the contractual

leasing
Leasing

Leasing The following article with cover all aspect of Leasing including: What is Leasing, How do Leasing work, Types of Leasing and Leasing FAQs.   What Is The Definition Of Leasing? A lease is a legally binding agreement between two parties in which one commits

interest-rate
Interest Rate

What is an Interest Rate? In addition to the principal, the interest rate refers to how much a lender charges the borrower for the use of assets. The money generated from a credit union or bank’s deposit account also has an interest rate attached. Simple

cash-flow
Cash Flow

What is  Cash Flow? Cash Flow is net balance of cash coming into and out of a business at a certain point in time. A business’s cash is continually flowing in and out. When a retailer buys merchandise, for example, money leaves the company and

asset
Asset

Asset The following article with cover all aspect of Assets including: What is an Asset, How do Assets work, Types of Assets and Assets FAQs. What is an Asset? The term asset refers to a type of economic advantage that people or entities have today,

renovation
Renovation

Renovation The following article with cover all aspect of Renovation including: What is a Renovation, How do Renovations work, Types of Renovations and Renovations FAQs. What is the definition of Renovation? Renovation means to “create new again”—to “revitalize.” The process of renovating (also known as

finance-committee
Finance Committee

Finance Committee The following article will cover all aspects of a Finance committee including What is a Finance committee, How do Finance committees work, Types of Finance committees, and Finance committee FAQs.   What is the definition of a Finance Committee? The Finance Committee oversees

Accessibility