Fix & Flip Financing

Who We Are

Our Goal

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals.

Loans from $50k to $2.5M+ can be used for:

  • Straight Acquisition
  • Acquisition and Rehab
  • Refinance
  • Cash-Out
Fix & Flip Financing

Loan Programs

Lending CriteriaResidential Fix and Flip (Rehab Cash Now)Residential Fix and Flip (ARV)Residential Buy and Hold
Term12 Months12 Months18 Months
Loan Amt.$50k to $2.5M+$75k to $2.5M+$50k to $2.5M+
LTVUp to 85% of the purchase price;
Up to 65% Refinance;
Up to 50% Cash-Out
Up to 85% of the purchase price +
up to 100% of renovation costs;
Not to exceed 75% of the ARV
Up to 85% of the Purchase Price;
Up to 65% Refinance;
Up to 50% Cash-Out
Property TypesNon-owner occupied 1-4 family residentialNon-owner occupied 1-4 family residentialNon-owner occupied 1-4 family residential
FICONo set minimum600 minimumNo set minimum

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Hub City Lending NMLS #1744962 | Donald Spoon NMLS #1743440

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